Low APR vs. Rebate Calculator

We're sure you have seen all the low rates the auto dealers have been offering if you finance your new vehicle with them. Is this the best deal for you or the best deal for the dealer?

Most of the time the dealer is offering a cash rebate or a low interest rate. If you were to take the rebate, apply it to the cost of the vehicle and borrow the rest of the money from us, chances are your payment would be lower and you would save interest as well.

Fill out the form below using the cost of the vehicle, our interest rate, the interest rate the car dealer is offering, our interest rate, the amount of the rebate, and the length of the loan. Then hit the "Compute" button to see what your payments will be depending on where you borrow the money from.

For information about our vehicle loan rates, visit our loan rates page.

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Description Credit Union Dealer
Amount to Finance:
Payment Amount:
Monthly Savings:
Total Savings:

The accuracy of this calculator and its applicability to your circumstances is not guaranteed.
Results should be discussed with a qualified professional before any product purchases or loan commitments are made.