Share Rates

  
                Account Type
                Dividend Rate
                APY**
            
                Master Savings
                0.20%
                0.20%
            
                Special Savings
                0.20%
                0.20%
            
                Christmas Club Savings
                0.20%
                0.20%
            
                Share Draft (Checking)
                0.10%
                0.10%
            
                Traditional IRA
                0.20%
                0.20%
            
                Roth IRA
                0.20%
                0.20%

Share / IRA Certificates: Dividends on certificates are compounded daily and paid monthly. Dividends and APY** are subject to change weekly without notice and at the discretion of the Board of Directors. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For certificates, the Dividend Rate and APY** are fixed and will be in effect for the term of the account. For accounts subject to dividend compounding, the APY** is based on an assumption that dividends will remain on deposit until maturity.

Share / IRA / Christmas Club / Share Draft: The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Savings, IRA, and Christmas Club accounts the dividend rate and APY** may change quarterly as determined by the Credit Union's Board of Directors. For Share Draft accounts, the dividend rate and APY** may change monthly as determined by the Credit Union's Board of Directors. The dividend rates and APY** are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.