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Beaumont Community CU

BMTCCU
Personal Finance Blog

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The Best Ways To Budget
The Best Ways To Budget

Budgeting can seem difficult. Really, all it takes is a little time and energy. Here are a few ways to alleviate the stress of budgeting.

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March 21, 2022budgeting, money, financial education
How are credit unions different from banks?
How are credit unions different from banks?

As banks grow in asset size, how can you benefit from being a customer without owning shares of the company? Becoming a member at a credit union guarantees you ownership from day one and more. Here’s how.

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March 21, 2022credit unions, banks, banking, differences
Does Making Minimum Payments Hurt Your Credit?
Does Making Minimum Payments Hurt Your Credit?

The short answer is yes. If you've created a habit of making minimum payments on your credit card, the long-term effects could hurt your credit score. Here's how.

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January 7, 2022minimum payments, credit cards, texas
What a Credit Union Provides
What a Credit Union Provides

Credit unions provide loans for everything you could need, from consumer loans to business loans.

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September 1, 2021credit union products, services, providing
How Do I Join a Credit Union?
How Do I Join a Credit Union?

Even if you are a bank customer, what’s the harm in becoming a credit union member and comparing the differences? Learn how to join a credit union and line up what makes it stand out.

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May 6, 2021joining a credit union, instructions
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*APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.

**APY = ANNUAL PERCENTAGE YIELD.

WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM BEAUMONT COMMUNITY CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE. WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF BEAUMONT COMMUNITY FEDERAL CREDIT UNION.

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