Privacy Policy

FACTS WHAT DOES BEAUMONT COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information, the reason Beaumont Community Credit Union chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information Does Beaumont Community CU Share? Can you limit this sharing?
For our everyday business purposes:
processing your Beaumont Community Credit Union actions, maintaining your accounts, responding to court orders and legal investigations or reporting to credit bureaus 		Yes No
For our marketing purposes:
to offer our products and services to you 		No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes:
information about your Beaumont Community Credit Union actions and experiences 		No We don't share
For our affiliates' everyday business purposes:
information about your creditworthiness 		No We don't share
For affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions?

Please note if you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us anytime to limit our sharing.

Who we are
Who is providing this notice? Beaumont Community Credit Union
What we do
How does Beaumont Community Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Beaumont Community Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit or credit card
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account, unless you tell us otherwise
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other Important Information

If you have any questions, please feel free to contact the credit union by telephone or mail or website.